• PURCHASE
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    • Jumbo Purchase
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  • REFINANCE
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  • ABOUT
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  • PURCHASE
    • Conventional Purchase
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    • FHA Purchase
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    • VA Purchase
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    • Jumbo Purchase
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    • USDA Purchase
      • USDA Purchase Elements
      • USDA Guidelines
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    • First Time Home Buyer
      • FHA Purchase
      • VA Purchase
      • USDA Purchase
    • 100% FINANCING Purchase
      • VA Purchase
      • USDA Purchase
    • Reverse Mortgage Purchase
      • Reverse Purchase Elements
      • Reverse Mortgage Guidelines
      • Reverse Borrower Eligibility
      • Reverse Mortgage Credit Requirements
      • Reverse Mortgage Property Types
      • Reverse Mortgage Principal Limits
    • DSCR Purchase
      • DSCR Purchase Essentials
      • DSCR Loan Guidelines
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      • DSCR Credit Requirements
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      • DSCR Loan Limits
    • Bank Statement Purchase
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    • P & L Statement Purchase
      • P & L Statement Purchase Essentials
      • P & L STATEMENT Loan Guidelines
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    • Asset Depletion Purchase
      • Asset Depletion Purchase Elements
      • Asset Depletion Loan Guidelines
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  • REFINANCE
    • Conventional Refinance
      • Conventional Rate and Term Refinance
        • Conventional R/T Refinance Elements
        • Conventional Loan Guidelines
        • Conventional Borrower Eligibility
        • Conventional Credit Requirements
        • Conventional Property Types
        • Conventional Loan Limits
      • Conventional Cash-out Refinance
        • Conventional Cash-out Refi Elements
        • Conventional Loan Guidelines
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        • Conventional Credit Requirements
        • Conventional Property Types
        • Conventional Loan Limits
    • FHA Refinance
      • FHA Rate and Term Refinance
        • FHA Rate & Term Refinance Elements
        • FHA Guidelines
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        • FHA Credit Requirements
        • FHA Property Types
        • FHA loan Limits
      • FHA Streamline Refinance
        • FHA Streamline Essential Elements
        • FHA Guidelines
        • FHA Borrower Eligibility
        • FHA Credit Requirements
        • FHA Property Types
        • FHA Loan Limits
      • FHA Cash-out Refinance
        • FHA Cash-out Refinance Elements
        • FHA Guidelines
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        • FHA Credit Requirements
        • FHA Property Types
        • FHA loan Limits
    • VA Refinance
      • VA Streamline Refinance
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        • VA Loan Guidelines
        • VA Borrower Eligibility
        • VA Credit Requirements
        • VA Property Types
        • VA Loan Limits
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        • VA Certificate of Eligibility
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      • VA Cash-out Refinance
        • VA Cash-out Essential Elements
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        • VA Entitlement
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    • Jumbo Refinance
      • Jumbo Rate and Term Refinance
        • Jumbo Rate and Term Refi Elements
        • Jumbo Loan Guidelines
        • Jumbo Borrower Eligibility
        • Jumbo Credit Requirements
        • Jumbo Property Types
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      • Jumbo Cash-out Refinance
        • Jumbo Cash out Elements
        • Jumbo Loan Guidelines
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        • Jumbo Credit Requirements
        • Jumbo Property Types
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    • USDA Refinance
      • USDA Streamline Assist Refinance
        • USDA Streamline Assist Elements
        • USDA Guidelines
        • USDA Borrower Eligibility
        • USDA Credit Requirements
        • USDA Property Types
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      • USDA Streamline Refinance
        • USDA Streamline Refinance Elements
        • USDA Guidelines
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        • USDA Credit Requirements
        • USDA Property Types
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      • USDA Non Streamline Refinance
        • USDA Streamline Refinance Elements
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        • USDA Credit Requirements
        • USDA Property Types
        • USDA Loan Limits
    • Reverse Mortgage Refinance
      • Reverse Mortgage Elements
      • Reverse Mortgage Guidelines
      • Reverse Borrower Eligibility
      • Reverse Mortgage Credit Requirements
      • Reverse Mortgage Property Types
      • Reverse Mortgage Principal Limits
    • Home Equity Line of Credit
    • Home Equity Loan
      • HELOAN Essential Elements
      • Home Equity Loan Guidelines
      • HELOAN Borrower Eligibility
      • HELOAN Credit Requirements
      • HELOAN Property Types
      • Home Equity Loan Limits
    • DSCR Refinance
      • DSCR Rate and Term Refinance
        • DSCR Rate & Term Elements
        • DSCR Loan Guidelines
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        • DSCR Credit Requirements
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    • Bank Statement Refinance
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    • P & L STATEMENT Refinance
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        • P & L Rate & Term Refi Elements
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      • P &L Statement Cash-out Refinance
        • P & L Cash out Refinance Elements
        • P & L STATEMENT Loan Guidelines
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        • P & L Statement Property Types
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    • Asset Depletion Refinance
      • Asset Depletion Rate and Term Refinance
        • Asset Depletion- R/T Refi Elements
        • Asset Depletion Loan Guidelines
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      • Asset Depletion- Cash-out Refinance
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  • KNOWLEDGE CENTER
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We collect, use, hold and exchange your personal information so that we can submit your application for credit approval and provide you with detailed information about the status of your loan application as well as administer our customer relationships for internal purposes including for reporting and analytical purposes, and to meet our legal and regulatory reporting obligations.

At Loan Bliss | C2 Financial Corporation, we want to provide our customers with the right products and services. At times, we may partner with another organization to support the products and services we offer (for example, credit partners). In these situations we will need to provide our partners with the personal info information you have given us.

In certain circumstances we may be compelled by law to disclose your personal information to various authorities. For instance, we may be required under the Bank Secrecy Act and the AML rules to disclose details of financial transactions and we may also be compelled under tax laws to provide such information to regulators, other organizations which we may exchange your personal information with may include credit providers; credit reporting bodies; government and law enforcement agencies; our suppliers, associates , and or service providers, any person who proposes to guarantee or has guaranteed repayment of any credit provided to you. Those in connection with funding financial accommodation by means of an arrangement involving securitization; third parties to enable them to contact you to offer their products and services or to determine if you would be interested in the products and services; and any person considering acquiring or taking an interest in our business. This is to your benefit, and helps us to provide the products and services you would expect from Loan Bliss | C2 Financial Corporation. Before we disclose any of your personal information to any other organization, we will take reasonable steps to ensure that: the organization has the same commitment as us to the protection of your personal information; and you have consented to us doing so. By consent, we mean approval in writing, orally, or implied from your dealings with us.

It is important for us, and for you, that the information we hold is accurate and up to date. In this, we rely on you to help us. We ask that you contact us whenever there are any changes to your personal information, so that we can update our records. The personal information we hold about you is yours to access and correct, and as such we can provide you with general information, such as your name, address and contact details quite easily. There is no fee for making the initial request. 

At Loan Bliss | C2 Financial Corporation, we value our customers. We will always aim to be fair and responsive. If you have a complaint, including a complaint about Loan Bliss | C2 Financial Corporation’s compliance, you have the right to expect that we will handle it in a friendly and professional manner. When we receive a complaint, we look on it as valuable feedback that may help us to improve the services we offer and to ensure your needs are met in a satisfactory and appropriate manner. If you wish to file a complaint, at any time, about the handling, use or disclosure of your personal information, please email us with your privacy request. We will make all efforts possible to investigate your complaint, and advise you of the outcome as soon as possible.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

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This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Colorado Division of Real Estate, Florida Office of Financial Regulations, OFR# MLD1136, Oregon Division of Finance, DFR# ML-4917; Washington Office Department of Financial Institutions, DFI# CL-135622; Mississippi Department of Banking and Consumer Finance: Michigan Department of Insurance and Financial Services. DIFS# FL0023565, SR0023566; NMLSW 135622, Texas Department of Savings and Mortgage Lending #84095, Tennessee Department of Financial Institutions #84095. Texas residents: Consumers wishing to file a complaint against a mortgage company or residential mortgage loan originator licensed in Texas should send a completed complaint form to the Department of Savings and Mortgage Lending (SML), 2601 N. Lamar Blvd., Suite 201, Austin, Texas 78705; Tel: 1-877-276-5550. Information and forms are available on SML’s website at sml.texas.gov. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the states of CA, CO, FL, OR, WA, MS, MI, TX or TN. C2 Financial Corporation has the ability to broker VA loans based on their relationship with VA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the Department of Veteran’s Affairs.

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